First, the idea that the "streaks" are actually particles hitting the warp field is a fairly widely accepted explanation for this phenomena. Given that Starfleet ships are limited to a few thousand times the speed of light, it is not possible that these things are stars going past.
The fact that Trek ships navigational shields are invulnerable to lasers
is stated in "Conundrum". The technobabble used to explain this was actually
created by using the 'Technobabble generator' in "The Nitpickers Guide
for Next Generation Trekkers, Volume II", written by Phil Farrand. The
babble generator allows you to make up cool-sounding technospeak from sets
of words using random numbers - it's rather tounge in cheek, and great
fun. I have no idea if the phrase 'trans-static flux effect' makes sense
to anybody, but it certainly doesn't mean anything to me!
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named ships are copyright Paramount 1996/97.